The Stabilizer is designed to use your expense data to provide the information necessary to save the correct amount of money to cover all your bills as they come due without oversaving. The best way to use The Stabilizer is to open an account for payroll deduction and have the "Per Pay" amount from the "Year Totals" card deposited from each pay check. Then pay all the bills you have entered into The Stabilizer from that account. Or any other way that you want to save the "Per Pay" or the "Monthly" amount would work.
Some bills (like the phone bill) are very unpredictable. For those you could choose a minimum amount to enter into The Stabilizer. If the actual bill was greater then pay the minimum amount from The Stabilizer account and the remainder from other funds.
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Each time you pay bills you will need to go to the current month (The Stabilizer goes there automatically when you open it) and change the amount for each expense that is different than the amount shown. The Stabilizer will then have the information it needs to update your budget at the beginning of the "Start Month" each year.
